Terms of Use

Effective Date: [Insert Date]

Welcome to Health-Insuring.co.uk (“we,” “us,” or “our”). By accessing or using our website located at www.health-insuring.co.uk (“Site”), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site.

1. Website Purpose

This Site provides general information, resources, and links related to [insert topic]. All content is for informational purposes only and does not constitute professional advice.

2. Third-Party Links & Advertising

• Our Site may contain links to third-party websites or services. These are provided for convenience and do not imply endorsement.
• We are not responsible for the content, accuracy, or practices of any third-party sites.
• Advertisements may appear on the Site. We do not control the content of these ads and are not liable for any claims arising from them.

3. Intellectual Property

All content on the Site, including text, graphics, logos, and design elements, is owned by or licensed to us and protected by applicable intellectual property laws. You may not reproduce, distribute, or modify any content without prior written consent.

4. User Conduct

You agree not to:

• Use the Site for unlawful purposes.
• Attempt to gain unauthorized access to any part of the Site.
• Interfere with the Site’s functionality or security.

5. Disclaimer of Warranties

The Site is provided “as is” without warranties of any kind. We do not guarantee the accuracy, completeness, or reliability of any content. Nothing on this website is designed or intended as actual financial advice, health advice or encouragement towards any particular policy or provider. Information stated may be out of date by the time it is read or could be incorrectly written at the time of publication. Information is gathered from a wide range of resources which we try to quote and link to where possible. Please ensure you get advice from a financial or health professional before making any final decision. Basically, if you can't take responsibility for your own actions or decisions, maybe don't use this website.

6. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any damages arising from your use of the Site, including but not limited to indirect, incidental, or consequential damages.

7. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

8. Contact

For questions regarding these Terms, please contact us.